Garage liability insurance.

Essential liability protection for premises, operations, and test drives across your garage business.

Garage liability insurance forms the primary defensive layer for auto dealers, repair facilities, and service shops. It protects against third-party bodily injury and property damage stemming from everyday business operations and customer test drives.

While garage liability covers premises slips and trips or road test accidents, it excludes owned inventory, customer vehicles, and physical building structures. Endorsements like furnished auto, mechanics errors and omissions, and false pretense expand this core policy to fit specific operational needs.